All entries by this author

Portland Mortgage Brokers state of the mortgage union

Jun 5th, 2008 | By James Adair | Category: Finance-Mortgages

This week I had the pleasure of attending a Rotary Club of Portland meeting that featured a presentation by local economist Dr. Randall Pozdena from QuantEcon inc.
In this presentation, Dr. Pozdena recounted the factors that led us to where we are presently regarding our mortgage/credit crisis situation. He had some great insights, and I left […]



Zero down financing is dead… Long live Zero down financing

Apr 2nd, 2008 | By James Adair | Category: Finance-Mortgages

There have been a lot of changes afoot in the mortgage industry, as anyone who watches television or uses the internet already knows. As the demand for Mortgage Backed securities shrinks, the industry at large is attempting to bring a higher level of quality to their pools of loans. What this means to […]